WEBVTT

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So you're looking to get a $20,000 loan ,

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is that correct ? Yeah , I have some

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personal expenses . So the interest

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rate is going to be about 37% . Is that

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okay ? 37% off . I'm sold .

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What ? I thought it was a discount . Oh

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man .

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So who are you picking up in this car ?

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Does it talk ? And the manual cost

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extra for it sir ? Hey man , I'm glad

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you had fun . But that kind of reckless

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spending can really damage your career .

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Everything from losing your security

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clearance , not being able to reenlist

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and eventually being kicked out of the

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Air Force . Now , let's see how you

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should have done .

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What are airmen here should have done

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was first to save up six months of

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income into savings account in case of

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a rainy day . It is recommended to

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contribute at least 5% of your check to

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a thrift savings plan or TSP because

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the government will match a maximum of

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5% for a total of 10% going into your

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retirement plan every month . Consider

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calling the military and family

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readiness center at this number to

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speak to a financial expert . Come on ,

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y'all . Don't need a fancy sports car

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to get around and cutting down on

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expenses . Like eating out and useless

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subscriptions will do wonders . Look ,

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y'all the defect is automatically

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taking money out of your check anyway .

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You might as well use it and finally

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build a detailed budget and stick to it

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so you can save for your future