WEBVTT 00:02.640 --> 00:04.418 Hey , it's doctor , I can see a 00:04.418 --> 00:06.473 reporting live from Operation Allies 00:06.473 --> 00:08.584 refuge at Ramstein Air Base . This is 00:08.584 --> 00:10.584 my pitch for the need for financial 00:10.584 --> 00:12.807 literacy course . Thank you . Who would 00:12.807 --> 00:14.918 be all members would base access . Of 00:14.918 --> 00:14.790 course our primary focus will be our 00:14.790 --> 00:16.623 active duty component , but this 00:16.623 --> 00:18.734 curriculum will be offered across the 00:18.734 --> 00:20.846 wing and be available to anybody with 00:20.846 --> 00:22.790 base access who'd want to increase 00:22.790 --> 00:24.846 their financial literacy awareness . 00:24.846 --> 00:24.720 Now , if you were to ask me what was 00:24.720 --> 00:26.776 important about financial literacy , 00:26.776 --> 00:28.553 well , financial literacy helps 00:28.553 --> 00:30.776 individuals become more self sufficient 00:30.776 --> 00:33.109 and achieve greater financial stability . 00:33.109 --> 00:35.276 In terms of when I believe within 3 to 00:35.276 --> 00:37.498 6 months while working with the F . R . 00:37.498 --> 00:39.790 C . A curriculum could be able to be um 00:39.800 --> 00:42.160 invented basically what they're being 00:42.160 --> 00:44.271 basic fundamental stuff . Some people 00:44.271 --> 00:46.104 are going to be going in with no 00:46.104 --> 00:48.271 knowledge , some will be going in with 00:48.271 --> 00:47.720 a lot of knowledge . So breaking the 00:47.720 --> 00:49.498 curriculum down to a beginner , 00:49.498 --> 00:51.442 intermediate and expertise level I 00:51.442 --> 00:53.553 think would be great . It's also be a 00:53.553 --> 00:55.609 good way of tracking to see the ones 00:55.609 --> 00:55.400 who started off from the beginner level 00:55.400 --> 00:57.567 into the expert , seeing how much they 00:57.567 --> 00:59.511 benefited from it . So that way we 00:59.511 --> 01:01.733 would also have the shotgun effect were 01:01.733 --> 01:01.690 given the ones who don't understand 01:01.690 --> 01:03.746 anything . We're giving them way too 01:03.746 --> 01:05.857 much information at once and it might 01:05.857 --> 01:08.079 not be as valuable compared to the ones 01:08.079 --> 01:10.246 who have the knowledge prior to taking 01:10.246 --> 01:12.412 the course . So where is this going to 01:12.412 --> 01:12.090 take place ? What's simple anywhere ? 01:12.090 --> 01:14.257 Service members are at . So why is the 01:14.257 --> 01:16.257 financial literacy course important 01:16.257 --> 01:18.423 because because across the D . O . D . 01:18.423 --> 01:20.646 A lot of military members struggle with 01:20.646 --> 01:22.701 finances . They don't have the basic 01:22.701 --> 01:24.868 understanding of some of the financial 01:24.868 --> 01:24.690 literacy foundations . And I feel like 01:24.700 --> 01:26.756 implementation of a course like this 01:26.756 --> 01:28.610 would help members broaden their 01:28.620 --> 01:30.453 awareness , make better spending 01:30.453 --> 01:32.509 choices and reduce their depth while 01:32.509 --> 01:34.731 being able to share what they've gained 01:34.731 --> 01:36.953 with other airmen . Whether it be lower 01:36.953 --> 01:39.009 airmen , higher rank and airman , it 01:39.009 --> 01:38.730 doesn't matter . Something I could help 01:38.730 --> 01:40.730 everybody wise . Financial literacy 01:40.730 --> 01:42.841 important because of the fact that it 01:42.841 --> 01:44.841 can have and it's something that we 01:44.841 --> 01:44.560 don't talk about too often when you're 01:44.560 --> 01:46.782 thinking about finances . Somebody in a 01:46.782 --> 01:48.449 situation of high debt or are 01:48.449 --> 01:50.616 struggling financially living paycheck 01:50.616 --> 01:52.560 to paycheck that can have a direct 01:52.560 --> 01:54.616 effect on the mission can affect the 01:54.616 --> 01:56.782 home life . It can affect the morale , 01:56.782 --> 01:59.004 it can affect how they come to work and 01:59.004 --> 02:01.060 produce can affect so many different 02:01.060 --> 02:00.420 things . And it's one of those things 02:00.420 --> 02:02.587 that if you don't if we don't know our 02:02.587 --> 02:04.642 airmen and I don't know what they're 02:04.642 --> 02:06.809 going through . Sometimes the finances 02:06.809 --> 02:06.190 could be the trigger for a lot of 02:06.200 --> 02:08.311 things in life . And that's something 02:08.311 --> 02:10.367 that should be tracked and important 02:10.367 --> 02:12.533 because as you increase your financial 02:12.533 --> 02:12.120 awareness and financial stability 02:12.130 --> 02:14.241 that's information you can share with 02:14.241 --> 02:16.130 others and supervisors definitely 02:16.130 --> 02:18.352 should have it as a tool or any kind of 02:18.352 --> 02:17.720 person in a leadership position to be 02:17.720 --> 02:19.720 able to spread that information and 02:19.720 --> 02:21.831 wealth to their enclosing . I believe 02:21.831 --> 02:23.720 implementing a financial literacy 02:23.720 --> 02:25.831 course will have a dramatic effect on 02:25.831 --> 02:25.290 all service members . It will be a 02:25.290 --> 02:27.457 valuable asset and a great resource to 02:27.457 --> 02:29.401 have , Whether those are for those 02:29.401 --> 02:31.346 members who are doing 20 years are 02:31.346 --> 02:33.512 getting out and separating . So it's a 02:33.512 --> 02:33.470 lifelong lesson and a great tool to use , 02:33.470 --> 02:35.414 especially for those in leadership 02:35.414 --> 02:37.526 positions , to pass down to their sub 02:37.526 --> 02:39.581 ordinance . And I believe there's no 02:39.581 --> 02:41.748 negatives , only positives with this . 02:41.748 --> 02:43.470 Um , of course , thank you for 02:43.470 --> 02:43.320 listening to my pitch . Have a great 02:43.320 --> 02:43.660 day .